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Health insurance with direct commitment

You will receive a confirmation with your individual contract today.
And are now private patients with all doctors and in the hospital!

65%*

cheaper

The tariffs at a glance:

*EU regulations make it possible to save more than 50% of the contribution through health insurance in other EU countries (EUKV) - European health insurance is therefore an affordable alternative for many insured persons. Anyone who does not meet the requirements for taking out private health insurance (PKV) or statutory health insurance (GKV) can alternatively opt for European health insurance. This applies to people who return home from abroad or immigrate, who would otherwise no longer be able to obtain insurance cover in Germany, or who have had their existing cover terminated.

After 3 years, a transition to German private health insurance is possible without paying a penalty. Check our European insurance offers!

Standard
from 43⁰⁵*

Overall maximum limit
500.000 € yearly
  • In-patient hospital stay, including
  • Single room Chief Doctor
  • Day-patient treatment 1.000 €
  • Chronic diseases
  • Return transport to hometown
  • Physiotherapy
  • Cancer treatment
  • Dental treatment emergency
  • Dental treatment
  • pregnancy and childbirth
  • Spectacles/contact lenses
  • Laser eye benefit
  • Medical aids and devices
  • Psychotherapy
  • Wellness screening 50 €

Learn more ...

Standard Plus
from 50⁸⁹*

Overall maximum limit
750.000 € yearly
  • In-patient hospital stay, including
  • Single room Chief Doctor
  • Day-patient treatment 2.500 €
  • Chronic diseases
  • Return transport to hometown
  • Physiotherapy
  • Cancer treatment
  • Dental treatment emergency
  • Dental treatment
  • Pregnancy and childbirth
  • Spectacles/contact lenses
  • Laser eye benefit
  • Medical aids and devices 500 €
  • Psychotherapy until 15 nights
  • Wellness screening 100 €

Learn more ...

Comprehensive
from 78⁶⁷* Testwinner

Overall maximum limit
1.000.000 € yearly
  • In-patient hospital stay, including
  • Single room Chief Doctor
  • Day-patient treatment 5.000 €
  • Chronic diseases
  • Return transport to hometown
  • Physiotherapy
  • Cancer treatment
  • Dental treatment emergency
  • Dental treatment 750 €
  • Pregnancy and childbirth
  • Spectacles/contact lenses
  • Laser eye benefit
  • Medical aids and devices 1.000 €
  • Psychotherapy until 15 nights
  • Wellness screening 200 €

Learn more ...

* Contributions shown apply with a deductible of € 1,000. Only within 6 weeks of hospitalization.

Your Fees

EUKV - the affordable alternative for many people!

Discount for the following payment method:/strong>
quarterly 5% | semiannually 6% | annually 8%

Tariff: Standard

Tariff: Standard Plus

Tariff: Comprehensive

New: Clients over the age of 74 jears!

With regards to clients over the age of 74 these rates are not being released if you would like a quotation please do not hesitate to contact us with the clients information and we will be more than happy to email them across to you.

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Complete your personal offer directly online here:

This short video shows you how to download the contract and fill it out directly on your computer. If you have any questions, a member of staff will be happy to help you over the phone.

telefon  +49 211 / 210 97 510

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(German version)
You can download a comprehensive contribution comparison as a PDF here.
+ Important NOTE

For legal reasons, it is currently not possible for customers of private or statutory health insurance to switch to European health insurance. According to German law, the EU-KV, the EEA insurers have not been recognized as legitimate follow-up health insurance since 2016, but this is necessary to terminate the existing contract. According to §193 VVG, the EUKV fulfills the EEA insurers, including Morgan Price and ALC, only partially the insurance obligation regulated in Germany. Risk reserves in old age and the prescribed contributions to long-term care insurance are not taken into account; separate contracts must be concluded and reserves formed here. Due to this currently applicable regulation, it is not recognized as follow-up insurance.

Therefore, we can currently only place uninsured customers in the EU health insurance, which is a very good alternative to statutory or private health insurance due to the non-levying of penalties and negative Schufa information. European health insurance protects you against financial risks in the event of illness. For decades, the EEA service providers have been offering millions of customers around the world the best services on a similar level to German private health insurance companies.

As a private or statutory health insurance customer, would you still like to optimize your tariff and find the right tariff for your situation? Are you considering returning to statutory health insurance or would you like to switch to private health insurance? We are happy to answer any questions you may have, advise you and show you the possible potential of a comparison or a change. As soon as German legislation changes its position on EUKV, we will be happy to inform you, the insured person, about the possibility of switching to EUKV and support you in doing so.

All information on EUKV and the existing legal situation can also be found in the PDF document "2. Explanations Protocol EEA" in our download center.

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